MI-Banner-Understanding Where ESG Meets Credit Risk-1100x240.png

Assessing ESG Factors in Credit Risk Analysis with our Credit Assessment Scorecards

S&P Global Market Intelligence’s Credit Assessment Scorecards provide credit and risk management professionals with the essential tools to identify and manage potential default risks of private, publicly-traded, rated, and unrated companies and government entities, across a multitude of sectors.

Scorecards with ESG Credit Metrics are enhanced Scorecards that explicitly include environmental, social and governance (ESG) factors. The ESG credit risk factors are considered in detail alongside the traditional credit analysis formalized in the Scorecards, enabling you to reflect the impact of material ESG factors on credit risk while working through the regular credit assessment process. These Scorecards generate ESG credit metrics that quantify the impact on the final credit score of ESG credit risk factors, a key stakeholder requirement.


Request a complimentary demo

Praesent porttitor malesuada ornare. Etiam pellentesque vitae risus in elementum. Vivamus ex sem, maximus in ligula vitae, dictum luctus felis. Etiam et rutrum mauris, congue hendrerit nisi. Aenean lorem sem, consequat sit amet diam ut, pellentesque aliquet ante. Ut egestas massa mi, nec condimentum ipsum suscipit non. Interdum et malesuada fames ac ante ipsum primis in faucibus.

Praesent porttitor malesuada ornare. Etiam pellentesque vitae risus in elementum. Vivamus ex sem, maximus in ligula vitae, dictum luctus felis. Etiam et rutrum mauris, congue hendrerit nisi. Aenean lorem sem, consequat sit amet diam ut, pellentesque aliquet ante. Ut egestas massa mi, nec condimentum ipsum suscipit non. Interdum et malesuada fames ac ante ipsum primis in faucibus.

Form Header

Credit Risk teams value having:


MI-Icon-Glowing-Bulb-Black-200x170-191126-44.png
Proven Methodology
Leverage 150 years of S&P Global subject-matter expertise in credit assessment, ratings, sector specific knowledge and ongoing research and development.
MI-Icon-Presentation-Black-200x292-191126-5.png
Ongoing support
Supported by comprehensive and targeted training, ongoing methodology updates and maintenance as well as analytical support and access to our analysts
MI-Icon-Checkbox-Black-80x105-191126-44.png
Aligned with regulation
Aligned with Bank for International Settlements / International Financial Reporting Standards 9 regulation-widely used for more than a decade.

MI-Icon-Checklist-Black-200x153-191126-39.png
Complete solution
Measure the default and recovery risk and provide credit professionals with the ability to score counterparties and facilities of any size, in any geography

MI-Icon-Link-Black-200x210-191126-61.png
Consistency
Standardized and transparent structure allows for replicability year-to-year, analyst-to-analyst and easy auditability.
book.png
Transparency
In-depth model development and maintenance documentation helps you meet regulatory requirements.
Compass + Ruler + Pencil Icon.png
Analytical confidence
Follow a robust roadmap to assess creditworthiness, focusing on the key risk factors most predictive of default risk, supported by historical default data dating back to 1981
Icon-064_200px_x_229px.png
Seamless updates
We ensure that each scorecard remains analytically sound and that the scoring criteria and User Guide are kept up-to-date with a rigorous annual methodology review process
MI-Icon-Hand-Point-Click-Black-80x60-191126-20.png
Quick deployment
Unlike other solutions, our Scorecards are an out-of-the-box solution, so you can free up resources in your company to increase efficiency throughout your business

Bullseye1.png
Predictive and powerful
Performance testing with 75% of Scorecard outputs within one notch of public credit ratings as well as Identification of default risk through a granular 20-point rating scale
Icon-100_100x100px game plan.png
Automation
Automates the spreading of financial data from S&P Capital IQ using the Excel “Plug-in” feature
MI-Icon-Globe-Stand-Black-80x64-191126-2.png
Extensive sector coverage
70+ scorecards offer sector-specific, globally applicable sector and geographic coverage for all major asset classes, governments, real estate, and project finance





Contact us to learn more about our ESG Enhanced Scorecards
 
Facebook LinkedIn You Tube

Copyright © S&P Global Market Intelligence Inc. All rights reserved.
Privacy Policy | Cookie Notice | Terms of Use | Disclosures | Do Not Sell My Personal Information