Evaluate Probabilities of Default
Credit Assessment Scorecards provide an industry-leading methodology that ensures consistency across analysts and regions by combining qualitative and quantitative factors to offer:
- An easy-to-use approach that draws on questions in a check-box style to identify key risks.
- An off-the-shelf “glass box” approach for situations with limited comparable default data revealing all inputs and outputs, with outputs calibrated to PDs from S&P Global Ratings proprietary default data accumulated since 1981.
Track Counterparty Risk
RiskGaugeTM, part of the Credit Analytics suite of models, enables users to easily assess the credit risk of 50+ million public and private companies, delivering:
- A single source of consistent data for rated/unrated counterparties and one company-wide methodology for credit risk assessment.
- A RiskGauge Score based on a company’s fundamental credit risk and market-based signals, complemented with robust private company data, firmographics, relative performance benchmarks, and insightful commentary.
Be Alerted to Signs of Default
Early Warning Signals (EWS), powered by RiskGauge, is designed to pinpoint entities that may default, showing:
- Colored flags that indicate riskiness based on a firm’s probability of default (PD) level and change from a previous period combined with a set of dynamic thresholds that account for the economic cycle.
- Red flags that signal the need for a deeper dive on financials, news, and key developments to confirm the signal and potentially reduce exposure.
Maximize Efficiencies
ProSpread™ automatically extracts and spreads relevant data from PDF financial statements by leveraging Natural Language Processing combined with Optical Character Recognition, providing:
- The ability to upload documents in up to 10 different languages.
- An enterprise offering to connect systems via API/cloud-based solutions for pushing/pulling data.
Take Training to a New Level
Credit Learning Path supports on-demand training and development for credit risk specialists, providing:
- E-learning modules focused on financial and credit analysis.
- A program that utilizes the Credit Analytics suite of credit models and related platform to enable a seamless transition between theory and practice.
S&P Global Market Intelligence. We provide essential insights for our clients through powerful business intelligence solutions that combine comprehensive data, actionable analytics
S&P Global Market Intelligence. We provide essential insights for our clients through powerful business intelligence solutions that combine comprehensive data, actionable analytics
