Social Housing Provider and Association Scorecard

ONLINE WEBINAR

Sed massa arcu, aliquam id ligula euismod fusce sit amet odio non lectus

The Challenge

Many countries are faced with the reality that approximately 1.6 billion people live in inadequate housing conditions. As such, investment in existing assets and developing affordable housing have increased. Social housing providers are now expected to capitalise on record-low interest rates and obtain external financing for projects. As a result, managing higher levels of debt, together with stable, predictable cash flows and strong liquidity positions have become crucial to maintaining creditworthiness.

The Solution

Closely monitoring the credit quality with S&P Global Market Intelligence Social Housing Provider and Association Scorecard provides a valuable framework for assessing credit risk, using measures that can affect the likelihood of default.

SHPA Scorecard Structure

The scorecard provides a granular and transparent framework for assessing credit risk, using measures that can affect the likelihood of default. It includes 7 factors to derive the Stand-alone Credit Profile (SACP) for social housing providers and associations.

The factors are divided between the enterprise profile and financial profile.

Enterprise profile determined by:

Industry risk
Economic fundamentals
Market dependencies
Market position

Financial profile determined by:

Financial performance
Debt profile
Liquidity
Financial policies

Cras cursus pulvinar sapien et auctor. Mauris sit amet ante vitae justo ultrices vehicula sit amet et erat. Duis molestie auctor velit vitae bibendum. Fusce bibendum hendrerit commodo. Mauris pharetra iaculis nunc, a volutpat arcu gravida in. Suspendisse varius mi nisi, in aliquet mi lobortis sit amet. Curabitur sit amet lectus sed enim mattis molestie eget a orci. Integer ut velit metus.

Duis molestie auctor velit vitae bibendum. Fusce bibendum hendrerit commodo. Mauris pharetra iaculis nunc, a volutpat arcu gravida in. Suspendisse varius mi nisi, in aliquet mi lobortis sit amet.