Quantifying Commercial Real Estate Loan Risk in Australia

Australia’s private credit market, especially real-estate lending, faces intensifying scrutiny around governance, transparency and risk discipline. Against the backdrop of ASIC’s REP 814 and REP 820, risk and credit teams are being asked to evidence more consistent underwriting, clearer risk appetite alignment, and stronger portfolio monitoring across property types and structures.

Join S&P Global Market Intelligence for a practical walkthrough of our Commercial Real Estate Scoring Tool, a commercial real estate scoring solution that produces loan-level Probability of Default (PD) and Loss Given Default (LGD) outcomes to support origination, renewals, pricing discussions, and ongoing surveillance. We’ll cover the scorecard’s key risk factors and the value of default-and-recovery-based loss estimates that impact credit’s resilience and expected losses.

The session concludes with Australia-relevant case studies across construction-only and income-producing assets (residential, industrial, and office), showing how consistent PD/LGD outputs can strengthen credit papers and investment committee materials.

Agenda:

• Introduction to scorecards: Meet our APAC scorecards team, learn about our typical clients, and explore common use cases.
• Scorecard Methodology Overview: A high-level look at Commercial Real Estate Scorecard analytical framework and risk factor considerations, PD & LGD outputs, and their practical applications.
• Case Studies: Review real estate loan examples and sample outcomes, including land acquisition, construction-only and income-producing properties.
• Q&A Session: Opportunity to ask questions and discuss specific topics of interest.

Speakers

Edward Mckeon

Senior Director, Private Markets & Assessments
S&P Global Market Intelligence

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Jasleen Uppal

Director, Credit & Risk Solutions
S&P Global Market Intelligence

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Kevin John D’Lima

Director, Expert Judgement Solutions (Scorecards) APAC
S&P Global Market Intelligence

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