S&P Global Market Intelligence
S&P Global Market Intelligence
S&P Global Market Intelligence. We provide essential insights for our clients through powerful business intelligence solutions that combine comprehensive data, actionable analytics
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2025 US Auto Insurance Market Report
The US property and casualty industry is poised to post historic results for 2025, with a projected combined ratio of 96.2 percent and private auto insurers expected at 92.7 percent, rivaling levels not seen in decades. Favorable loss trends, hard-market effects, and a quiet catastrophe year contributed to this record performance.
However, these gains are unlikely to continue. Rising competition, increasing advertising spend, social inflation, and evolving risk dynamics suggest that underwriting margins could tighten in the coming years. The 2025 US Auto Insurance Market Report provides a detailed look at today’s historic results and the pressures shaping the market ahead.
Complete the form to read our complete 2025 US Auto Insurance Market Report >
Already a client? Access the report and refreshable data exhibits on S&P Capital IQ Pro.
However, these gains are unlikely to continue. Rising competition, increasing advertising spend, social inflation, and evolving risk dynamics suggest that underwriting margins could tighten in the coming years. The 2025 US Auto Insurance Market Report provides a detailed look at today’s historic results and the pressures shaping the market ahead.
Complete the form to read our complete 2025 US Auto Insurance Market Report >
Already a client? Access the report and refreshable data exhibits on S&P Capital IQ Pro.

Complete this form to download the report
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