The past fintech cycle was about speed, convenience and access; the next will be about reinvention at the system level. Stablecoins and agentic AI sit at the heart of this transformation — not as features, but as new foundations. Together, they represent a re-platforming of financial services itself, replacing legacy rails and processes with programmable, intelligent infrastructure.
Discover the ten key trends that the 451 Research analysts anticipate in 2026.
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Introduction:
The year ahead holds significant promise for IT, especially considering the recent upheaval that swept across the field. Enterprises scrambled to address the changes caused by the COVID-19 pandemic, and vendors and service providers pivoted to fill the needs that these shifts created. This report looks at five key areas in IT that will have significant impacts today and in the near future. They are bound together by the need to more closely connect technology to the people who interact with it, shifting technology from an end to a means. Technology must serve new models of work, meld dispersed elements of infrastructure, and inform and enhance customer experience while securing the systems and information that drive it.
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