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Credit Assessment Scorecards

S&P Global Market Intelligence’s Credit Assessment Scorecards provide credit and risk management professionals with essential tools to identify and manage potential default risks of private, publicly traded, rated, and unrated companies, across a multitude of sectors.

With our Scorecards, you can:

• Combine point-in-time factors with forward-looking qualitative factors, converging trends, and relationships between key drivers
• Generate credit scores that are broadly aligned with S&P Global Ratings criteria and 34 years of historical default data
• Take advantage of our easy-to-use Excel plug-in to integrate our content and your own proprietary risk rating data
• Get broad sector and geographic coverage with 90+ Scorecards*, including all major asset classes, governments, real estate, and project finance

Loss Given Default Models

Employing S&P Global Ratings’ analytical methodologies, proprietary research and historical data to evaluate potential economic losses on a continuous scale, our LGD models incorporate qualitative and quantitative factors, and focus on sectors where default, and therefore recovery data, is scarce.

• Help meet regulatory requirements by implementing LGD methodologies to support the Advanced Internal Ratings Based approach (AIRB) under Basel regulation
  
• Validate and benchmark existing models and methodologies with access to LGD client data pooling and collection exercises by region and asset class, including project finance and leveraged finance
• Produce facility-specific estimates of LGD in the low default environment with internal ratings-based methodology leveraging the analytical processes of S&P Global Ratings